Loan reform’s latest survey shows that the number of households that are considered over-indebted has increased compared to 2016. A total of 65,000 more people increase the number of over-indebted people to 6.91 million. Those who are over-indebted are no longer able to cover their current expenses with current income. Regional concentration The Loan reform
Since the launch of new consumer-friendly loans, the spreads on longer-term mortgages on loans with a minimum interest rate of at least 3 years have fallen significantly compared to last year. For an average home loan, this could save the contractor $ 500,000. The fall in interest spreads also affects the cost disadvantage of floating
When deciding between different types of home loans, one very important question to consider is very important! What should be the interest rate on our loan? We need to decide what’s in our life, what’s in it? low interest and risk or higher interest and security Because they both give us something else. The interest
Today, we meet a diverse range of home loans, whether banking or banking we would like to take a home saving loan. The choice is difficult as every credit institution offers favorable constructions. One of the most important decisions in life is taking out a home loan, so it is very important to be able
I quote from an inquiring question: “I would like a $ 25 million flat to shop. I wonder if there is a realistic chance for me if my conditions are: So far we have looked at the conditions of the interested person, then we await the answer of the expert The loan is subject to the
From time to time there are also one or the other change in taxes or insurance conditions during the year. The main date for innovations is and remains the 1st of January of a year. So again in 2018, when there is something new to consider. The most important points in the overview: News about
Anyone who has a loan and has to pay high interest rates can undertake the so-called rescheduling and replace the existing loan with a cheaper loan. A rescheduling can also take place during the construction financing, when the debit interest period has expired. Debt rescheduling is about finding a cheap bank, as it is often
It is unchangeable until expiry of the above fixed interest period. Almost all further education can be attended without any special requirements, with a completed vocational training is always beneficial. Requirements for a loan application: majority; regular salary; Positive credit bureau Trust in the long-standing experience of your savings bank in the lending business.